✦ Built for small business owners & loan brokers

Write your loan narrative
like a banker expects, not a business owner.

NarrativeLoan writes the business narrative section of SBA and bank loan applications — calibrated to your loan type, industry, and lender's evaluative lens. No generic AI filler. No missed underwriting cues.

See what it writes
SBA 7(a), 504, USDA B&I, conventional & CDFI
Industry-calibrated tone
Broker white-label available
Writing it yourself
6–10 hrs
researching what underwriters want to read, drafting, rewriting
✗ Not sure what a loan officer actually evaluates
✗ Generic language that reads like every other applicant
✗ Missing the "five Cs" underwriters look for
✗ Risk factors left unaddressed — or overexplained
→
Writing it with NarrativeLoan
10 min
enter your business details, get a complete, lender-ready narrative
✓ Calibrated to your specific loan type and lender
✓ Industry-aware — a restaurant reads differently than a trucking company
✓ Addresses Character, Capacity, Capital, Collateral, Conditions
✓ Risk factors framed the way underwriters expect
What NarrativeLoan writes

Every section a lender expects to see — from your business details.

🏢
Business Overview
Positions your business as an established, creditworthy entity — years in operation, legal structure, revenue source, and customer base.
👤
Owner Background & Management Capacity
Establishes your credibility — industry experience, relevant skills, and management track record. Addresses Character and Capacity.
💵
Use of Funds
A specific, itemized breakdown of exactly how loan proceeds will be deployed and why each allocation matters.
📈
Repayment Ability
Revenue, margins, and projected debt service coverage ratio — the numbers underwriters need to approve confidently.
🎯
Growth Plan & Loan Impact
Concrete, measurable outcomes tied directly to the loan — not vague ambition.
⚖️
Risk Acknowledgment
Addresses revenue dips, industry headwinds, or credit issues directly — the way underwriters expect, when relevant.
🛡️ Calibrated to SBA 7(a), SBA 504, USDA B&I, conventional bank & CDFI standards · Industry-aware tone
Calibrated for every major small business loan type
SBA 7(a)
SBA 504
USDA B&I
Conventional Bank
CDFI
How it works

Enter your business details. Get a complete narrative. Review and submit.

📋
Enter business & loan details
Revenue, loan type, use of funds, owner background. Plain details — no special formatting needed.
⚡
NarrativeLoan writes the narrative
In about a minute, you get a complete, lender-calibrated narrative across all six sections.
✅
Review, edit, and submit
Make edits, copy the full narrative, or export it directly into your loan application package.

Write your loan narrative now — free

Free to try — just enter your email to generate your narrative.

Business
Loan details
Financials
Owner & risk
Generated narrative
📊

Fill in business and loan details to generate a complete, lender-ready narrative.

Narrative history
0
Total narratives
—
Most recent loan type
—
Most recent date
Business / industryLoan typeDateActions
No narratives generated yet.
Pricing

Subscribe monthly. Cancel anytime.

Starter
$29/mo
Great for first-time applicants
✓3 narratives/month
✓All loan types
✓Industry-calibrated tone
✓Copy or export
Get started
Most popular
Owner
$79/mo
For business owners applying to multiple lenders
✓15 narratives/month
✓Revision requests
✓SBA 7(a) + 504 + bank
✓Narrative history dashboard
Get started
Broker
$399/mo
For loan brokers submitting narratives for multiple clients
✓80 narratives/month
✓White-label option
✓Client portal
✓Bulk export
Get started

Ready to write better narratives, faster?

Pick a plan and start generating polished loan narratives today.